The coverage package that is most recommended by the insurance agents contacted at this writing is one which has the following:

* $1 million per occurrence general liability coverage

* $2 million general aggregate

* $100,000 fire legal liability

* Member-to-member coverage

* Guest liability coverage

* Liability coverage for firearms, tree stands, ATVs, mobile equipment, limited watercraft, hunting dogs and more.

Policies of this type are available through Outdoor Insurance Group.   www.oigcorp.com