6 Types of Outdoor Insurance

Protect Your Business with the Six Types of Outdoor Insurance

Outdoor Insurance Group: Protect your business with the six types of insurance outdoor adventure and recreation businesses should have:

General Liability

Liability insurance protects the policyholder from lawsuits that may result from business related programs or activities.  If you are responsible for property damage or bodily injury to a third party, this is the insurance that will defend you.

Property Insurance

This coverage insures your stuff from loss.  It can be a building and business and personal property.  Equipment can be insured on and off the premise.  Property insurance can be extended in several ways to include loss of income, property of others and more.

Commercial Auto

With commercial auto insurance, cars, trucks, and other approved vehicles operated by a business are protected against physical damage and liability for bodily injury resulting from accidents.  Auto is a unique coverage that packages together property coverage, liability and some other coverages like uninsured or underinsured motorists.

Worker’s Compensation

This insurance covers wage replacement and medical expenses for employees harmed during the course of their workday activities.  If you have employees, you likely need this coverage.

Life Insurance

We don’t sell it, but recommend life insurance, which pays a sum of money to a pre-determined beneficiary upon the policyholder’s death.  This is a way to keep a business functioning upon the death of key people in your business.

Excess Liability

Excess liability is how you can increase your liability limits over $1,000,000.  National Parks and other strict agencies sometimes require high limits of liability.  Providing this policy is how we increase your limits.

Outdoor Insurance Group

While all of these may not apply to all outdoor adventure group insurance plans, Outdoor Insurance Group experts ensure that clients are protected from every eventuality.  They specialize in creating all-inclusive policies considering all variables including the size of an outfit, the type of activities engaged in and risks associated with these activities, number of employees and amount and type of property and equipment owned.  By tailoring specific insurance plans to specific outdoor adventure group activities, they offer the most cost effective personalized insurance plans for every type of adventure and recreation business.  Visit www.oigcorp.com for all the details about outdoor insurance.