Outdoor activity businesses have an inherent need to guard against risk with proper insurance coverage.
Hiking, mountain biking, camping, fishing, hunting, canoeing, kayaking, and rv driving, to name a few, all pose the potential for threats to you and your outdoor recreation business. To avoid financial problems, you must plan for every scenario:
- Inclement weather
The weather is not always predictable. Continually monitor forecasts to avoid trying conditions.
- Hazardous terrain
Take extra care when your activities involve mountain terrain, talice slopes, crossing streams, rocky rivers, unpredictable currents, and ice.
- Unmarked trails
Familiarize yourself with the landscape and prepare mapped out routes, taking along a compass, GPS, flares, and flashlights. Always register with park rangers wherever there is an opportunity to do so.
- Wildlife and insects
Respect wildlife and avoid personal contact with all animals. Wear appropriate clothing and bug repellent if your activities present exposure to dangerous or disease-carrying insects.
- Illness and injuries
Dehydration, heat exhaustion, altitude sickness, contact with poisonous plants, and ankle sprains could befall your group members in any outdoor situation. Take along a first aid kit and stay within a reasonable proximity to professional medical care.
Outdoor Insurance Group’s insurance policies will protect you from every eventuality. Talk to your representative today.