This week I worked with a campground that also has some lodging exposure. We were able to easily obtain several quotes from different companies for their lodging and campground exposures, however, they were looking to start renting snowmobiles in the winter and jet skis in the summer. Unfortunately, right now UNGUIDED (rental only) snowmobiles, ATV’s and jet skis are almost impossible to find affordable markets for right now. We continue to look for these markets, but as of right now the minimum premium is still running around $25,000 a year for unguided. Guided snowmobiles, atv’s and jet skis are easier to insure and run around $3,500 to $5,500 for general liability costs.