Category Archives: Outdoor Adventure Insurance

OIG Protects Outdoor Recreation Insurance Clients from Hurricane Risks

Outdoor Insurance Group offers complete outdoor recreation insurance coverage packages that guard against all catastrophic occurrences including natural disasters.  Hurricane season is upon us and we saw Harvey hit the Houston area leaving behind billions of dollars in damages.  Irma now threatens the Southeast with the potential to significantly impact the safety of businesses and individuals alike.  Due to their very nature, outdoor recreation outfits are particularly vulnerable.

It’s never too late to check with your insurance provider to be sure that you have the appropriate amount of outdoor recreation insurance coverage if you’re subjected to frequent storm threats.  After the fact, if you experience loss, your first step is to contact your insurance representative to begin to rebuild your business as quickly as possible.  In addition, there are other resources at hand.  After contacting your insurance agent, you can find many valuable resources at the Small Business Administration for example.

If you need help after experiencing a hurricane, visit the SBA for a helpful listing of five steps to hurricane recovery for victims at https://www.sba.gov/blogs/top-five-steps-your-hurricane-harvey-recovery?utm_medium=email&utm_source=govdelivery.

As outdoor recreation insurance specialists, we must apply our own intimate knowledge and skill in all activities and risks so we can create tailored insurance plans for each and every customer’s unique needs.  OIG insures hunting and fishing guides, surfing and paddleboard outfits, RV camps, and more. Knowing all about the sport you’re in and the business you operate, we can develop the perfect outdoor recreation insurance solution for your business.  Whether you run your own outdoor adventure outfit or have an idea for a new one, call an OIG expert today for a free consultation (888) 683-7808.

At OIG Get The Best Hunting Guide Insurance

As one of the leading outdoor insurance specialists, Outdoor Insurance Group offers hunting guides the best hunting insurance and knows the ins and outs of protecting hunting businesses.  If you’re a guide, you make your living in the outdoors often relying rely on specialized motor vehicles or boats, or perhaps even horses. Because of your unique operations, you need a specialized policy. As lifelong hunters ourselves, we understand your risks and can tailor a policy that will work for you at a reasonable price.

Hunting guides need general liability insurance. Quality guide insurance or outfitter insurance will keep you in good standing with the Forest Service, National Park, BLM and your private landowners.  We offer only premier service for fast issuance of certificates with top notch customer service.

As a top provider, OIG is able to access to multiple national insurance companies for competitive offerings. This allows them to design the right coverage at the right price specifically for your operation.  We can provide general liability protection that includes the use of ATVs, boats, horses and tree stands. We can also insure your property against loss.

Contact us for all of your hunting insurance needs.  We will treat you the way you treat your clients, with enthusiasm, respect and the desire to see them succeed.  Call us at (888) 683-7808.

Outdoor Insurance Group Thrives On Its Great Reputation

Outdoor Insurance Group (OIGcorp.com) lives up to its name and nationwide reputation for excellent service based on an extensive knowledge of adventure recreation special needs among all representatives.  Outdoor recreation refers to leisure pursuits taking place in the outdoors, most often involving natural rural environments. Examples include backpackingcyclingcampingcanoeingfishinghikinghorseback ridinghuntingkayakingsurfing, paddle boarding, and ATV riding, and we insure them all.  Because of the nature of these activities practiced in an outdoor setting, there is always an element of risk. But, there are many more benefits compared to risks, so there is little need for worry when engaging in these activities.  Participants experience enjoyment, health benefits and team building among other plusses.

Professional experts who guide these activities will offer protection and protect their own businesses with outdoor insurance or adventure insurance.  Outdoor activities require specialty insurance.  And, we’re sure that OIG’s national client base would agree that there are many reasons why we’re the best choice.  If you’re a guide or outdoor business, here are a few reasons why:

  1. OIG is one of the largest specialty insurance agencies providing risk management and insurance products exclusively to the outdoor recreation business.
  2. OIG provides insurance PRODUCTS AND SERVICES from coast to coast in all 50 states.
  3. OIG’s knowledge of the outdoors combined with our experience in the insurance industry gives us the unique ability to access multiple national insurance companies to design the RIGHT COVERAGE at the RIGHT PRICE.
  4. OIG is a proven agent providing insurance coverage and solutions for consulting foresters, RV parks and campgrounds, hunt clubs and leases, destination resorts, ­­­­and many other outdoor-related business ventures.
  5. OIG can be CONTACTED 24/7. You will be treated the way you treat your clients…with enthusiasm, respect and a desire to see them succeed.

OIG is led by Glenn Sudol, an INSURANCE EXPERT in the specialized outdoor insurance industry.  Guides looking to buy, renew, or update an insurance plan are invited to call today for a free consultation (888) 683-7808.

Outdoor Insurance Group Fishing Guide Insurance Clients Are Meeting the Demands of The High Season

Outdoor Insurance Group attracts insurance customers from California to Maine with tailor made Fishing Guide insurance plans that meet individual requirements, depending on many factors including outfit size to specialty.

Estimates exceed 50 million for the number of people who take at least one fishing trip per year.  And summer months are the most popular drawing families and individuals to the sport at lakes, rivers and seaside hot spots. For both experienced and inexperienced anglers, using a guide is the best way to learn more, maximize the catch and stay safe.  With a professional guide, patrons are certain to get the ultimate experience.

Fishing guide insurance coverage is necessary to mitigate risks for the many guides who operate sole proprietorships.  As such, they can be particularly vulnerable to risk of financial loss.  Risk considerations can include:

  • Lawsuits from bodily injury or property damage.
  • Loss of business from poor weather conditions or flooded fishing locations.
  • Damage to expensive equipment.
  • Physical boat damage.

If you’re a fishing guide, buying a secure insurance plan is an important part of being prepared for every eventuality. Even during the busiest of seasons, it’s important to take some time to stay in contact with your insurance professional and continually take inventory of your insurance needs.  Outdoor Insurance Group is staffed with experienced anglers who know what plans will keep fishing businesses safe from financial risks.  They understand exactly how you operate.

If you need a new policy, OIG insurance coverage is low cost and easily obtainable with a quick and simple application process.  Certificates for Government and other licensing agencies are free and OIG will mail the certifications to the offices on your behalf.  You can also rely on your insurance representative to sell all approved forms for US Forest Service and US National Parks and all other licensing agencies.  With attention to keen preparation in every regard you’ll continue to experience a safe and profitable season.

Outdoor Insurance Group insures adventure outfits including hunting, paddle boarding, horseback riding, hiking, kayaking, and ATV tours.  Guides looking to buy, renew, or update an outdoor recreation insurance plan are invited to call today for a free consultation (888) 683-7808.

Outdoor Insurance Group provides insurance solutions for adventurer/entrepreneurs

OIG insurance is called outdoor recreation insurance or outdoor adventure insurance.  Our client base is comprised of hundreds of successful outdoor enthusiasts in specific areas including fishing guide insurance, hunting guide insurance, surf school insurance and paddle board insurance, horseback riding, camping, rv park insurance, and more.  We’re constantly on the lookout for trends in the outdoor recreation industry to see what insurance coverage may be needed in the future for the outdoor recreation industry.  There is no limit to the creativity of the outdoor enthusiast in developing innovative adventure sports.  Indoor climbing, now hugely successful, was just an idea not long ago.

We recently came across DodgeBow ™ a new activity that combines dodgeball and archery for combat among friends made possible at the  DodgeBow Center in Montreal.  What a great way to hone your skills while having fun with your friends in a safe environment.  Interest in archery experienced a rise after the hit movie series Hunger Games, and continues to grow in popularity among all age groups.  We think DodgeBow offers a great new perspective on the art of this age old sport.  What a blast.  Who knows what clever adventurer/entrepreneurs will think of next. Whatever it is, there is an insurance plan for that!

Many OIG representatives are marksmen in their own right.  As outdoor insurers for such an array of adventure activities, we must apply our own intimate knowledge and skill in all activities so we can create tailored insurance plans for each and every customer’s unique needs.  Knowing all about the sport you’re in and the business you operate, we can develop the perfect solution for your business.  We are all dedicated outdoorsmen. Come work with us.  Whether you run your own outdoor adventure outfit or have an idea for a new one, call an OIG expert today for a free consultation (888) 683-7808.

Outdoor Insurance Group’s Horseback Riding Insurance Protects Trail Riding Businesses

Horseback riders are safe when stables are protected with horseback riding insurance. So get out there and enjoy this popular adventure activity. Summer is a great time for outdoor enthusiasts to visit a country stable to take advantage of a trail ride through beautiful and lush scenery.  Horses are trained to accommodate every level of experience and guides are knowledgeable in matching to a rider’s skill level. They can’t afford the risk of unnecessary accidents that may affect their business.

According to the experts, the levels of experience can be broken down as follows:  Total Beginner, Advanced Beginner, Confident Beginner, Novice, Intermediate, Advanced and Professionals.

Visit online an organization called The Long Riders’ Guild Academic Foundation which operates an informational website that is a commercial-free academic source of equestrian travel information.  The site contact address is:  http://www.lrgaf.org/guide/ability.htm for more information.

Protection against injury for horseback riding professionals, their employees and patrons as well, is of the utmost importance when purchasing horseback riding insurance. Specialty outdoor insurance agents like Outdoor Insurance Group create complete and individualized horseback riding business insurance plans providing coverage for protection of damage to barns, stalls and additional property; equipment; and business vehicles. All policies approved by National Parks, State Forests and BLM.  For complete confidence that your business is properly protected visit Outdoor Insurance Group at www.oigcorp.com to arrange a consultation today.

Outdoor Recreation Insurance is Important for Small Businesses

Outdoor Insurance Group: Outdoor Recreation Business Insurance is important for small recreation and adventure companies to protect from many elements of risk.  Outdoor Insurance Group is located in Lafayette, Co., but serves nationwide businesses involved in fishing, hunting, hiking, camping, water activities and more.  It is important for insurance providers to design recreation insurance plans specifically to meet every outfit’s individual needs.  For every business, the type of activity, number of employees, equipment and property owned, etc., factor into each plan so customers are fully protected.  There are basically six types of insurance outdoor adventure and recreation businesses should have:

  1. General Liability protects policyholders from lawsuits resulting from business related programs or activities such as property damage or bodily injury to a third party.
  2. Property Insurance protects business structures as well as business and personal property and equipment and can be designed to include loss of income, property of others and more.
  3. Commercial Auto is insurance for company cars, trucks, and other approved vehicles that covers physical damage and liability for bodily injury resulting from accidents.
  4. Worker’s Compensation covers wage replacement and medical expenses for employees harmed during the course of their workday activities.
  5. Life Insurance is not sold through Outdoor Insurance Group but we can advise customers on purchasing this coverage. It is recommended to keep a business functioning upon the death of key people in a business.
  6. Excess Liability increases liability limits over $1,000,000. National Parks and other strict agencies sometimes require high limits of liability.

While all of these may not apply to all outdoor adventure group insurance plans, Outdoor Insurance Group ensures that clients are protected from every eventuality with cost effective personalized insurance plans for every type of adventure and recreation business.  Visit www.oigcorp.com for all the details about outdoor recreation insurance.

OIG Fishing Guide Insurance Clients Are Ready for A Busy Season

Outdoor Insurance Group has helped get hundreds of fishing guides ready for the summer season with Fishing Guide Insurance Plans that are tailored to match each fishing guide’s specialty. Fishing is a popular pastime for all of us but the professional guide delivers the ultimate experience. Among popular sports, fishing is second only to hiking and biking.

There is such a varying degree in what a fishing guide offers from lake and stream trips to deep sea adventures. Whatever your specialty or location, if you’re a fishing guide, protecting your business is a top priority. OIG knows what’s most important to cover your needs.

The right fishing guide insurance plan takes into account all related to the sport. Fishing guides are always at risk of personal injury. In addition, you need to cover yourself for risk related to loss of business related to weather conditions and costly equipment damage. For boat trips, liability and physical damage to your boat called Hull Coverage, is a necessity offered by Outdoor Insurance Group. Be sure that your fishing guide insurance level is specific to your category from boats to walk and wade trips, to float tubes, kayaks, paddle boards and more.

For all professional outfits, now is the time to take inventory of your insurance needs and let the professionals do the worrying. With a growing business serving fishing guides from Alaska to Florida, Outdoor Insurance Group assures all of its clients that insurance coverage is low cost and easily obtainable with a quick and simple application process. Certificates for Government and other licensing agencies are free and OIG will mail the certifications to the offices on your behalf if requested. You can also rely on your insurance representative to gather all approved forms for US Forest Service and US National Parks and all other licensing agencies. Call today (888) 683-7808.

Can Outdoor Adventure Insurance Require as Much Skill as the Adventures it Covers?

Of course it can.  While there are no risks to limbs in the outdoor recreation insurance practices themselves, there are risks if we don’t know the outdoor adventure insurance business.  Knowledge comes with experience, just as it does in fly fishing, kayaking or any of the recreational activities that we cover.  We have experience.  We are a company that is staffed with expert adventurists.  You can say that because they know sporting activities. Because of this and the fact that they have intimate knowledge of the available insurance options for adventurists, they are the perfect match for outdoor recreation insurance outfits.

We need to know customer businesses intimately so we can properly estimate their risks.  Glenn Sudol, President of OIG, was a ski instructor and professional fly fishing guide before he became involved in the insurance business more than 25 years ago.  He travels in the U.S. and other hot spots to fish as much as time allows.  He is also an avid hunter, skier, surfer, hiker, kayaker and cyclist.  He camps in the wilderness and spends a great deal of his free time pursuing other activities outdoors.  His three children are following in his footsteps, adding to the time he spends participating in outdoor sports.

When a professional outdoor adventurist visits OIG to purchase outdoor adventure insurance, the staff is truly more than equipped to assess their individual risks, from the adventurer’s perspective with years of experience.  Outdoor Insurance Group experts ensure that every client is protected from every eventuality.  No two companies are insured with the exact same plan.  Depending on your individual needs, you can be sure that you will get a specific and cost-effective insurance plan that is designed exclusively for your business.  Whether you need to purchase a policy, add to your existing plan, or simply review your requirements to be sure that you are fully ensured, visit www.oigcorp.com for personal service that makes a difference in properly managing your risk.

Outdoor Insurance

Don’t Buy an Outdoor Recreation Insurance Plan from an Agent Who Spends all their Free Time Indoors!

When shopping for an outdoor recreation insurance plan, be smart.

If your business operates in the great outdoors, you have unique outdoor recreation insurance risks and need coverage that is tailored made, with a risk assessment that pertains to your individual business.  When shopping for insurance, looking for an outdoor recreation insurance agent that does what you do, whether it’s fishing, hunting, kayaking, hiking, or camping, is a great way to ensure that you’re properly covered.

Would you feel secure with a readymade plan that is picked off the shelf by someone who never ventures outside?  Of course you wouldn’t. The first thing you should do is ask your agent about their personal experience with your sport.  You’ll get exactly what you need when your agent can combine a familiarity with your recreational activity with a deep understanding of your assets and operations and an intimate knowledge of insurance options that can only be gained by experience.  Beyond this, they must take the time to discuss your concerns directly with you.

Here are a few areas that you should expect to discuss with your insurance provider:

What is your background and level of experience in your recreational activity?

How many employees do you have? What is their experience?

What do you consider to be your biggest risk?

Then, you should ask them for their background and level of experience in your sport.  It’s only when they share a deep understanding that they will choose what’s right for you.  The experts at Outdoor Insurance Group spend all of their free time outdoors with experience in every area for which they provide coverage.  Outdoor Insurance Group deals exclusively with outdoor recreation insurance insuring adventure outfits including hunting, fishing, paddle boarding, horseback riding, hiking, kayaking, and ATV tours, and more.  Talk to them and you’ll see the difference.  They can provide you with options, advice, solutions and service based on first-hand knowledge. Guides looking to purchase, renew, or update an insurance plan are invited to call today for a free consultation (888) 683-7808.