Category Archives: Outdoor Adventure Insurance

Outdoor Insurance Group Cautions Outdoor Recreation Insurance and Outdoor Adventure Clients to Protect Against Frigid Winter Temperatures

Temperatures are plummeting in many areas of the country adding a level of physical danger for those who participate in outdoor sporting activities. Safely enjoying all winter sports means knowing the risk factors and preparing ahead to guards against weather related illness and injury.

Our clients for hunting guide insurance, fishing guide insurance, hiking trip insurance, snow mobile insurance, and more, are skilled outdoorsmen, and they know that seasonal temperatures can pose risks to everyone. We remind them to plan ahead for their adventures by educating their customers about severe weather exposure.

Here are the top winter weather dangers to be aware of when you venture outdoors.  A few precautions can help keep outdoor recreation activities safe from cold weather risks.

  1. Frostbite

Frostbite occurs with prolonged exposure to very cold temperatures freezing the skin.  Body extremities are most susceptible including feet, nose, hands and ears. When your body freezes, blood vessels contract and oxygen to these areas is restricted because they are further from a body’s core.

Frostbite often firstly goes undetected because it causes numbness. With immediate medical attention, most people recover from frostbite. However, in cases of severe frostbite, harmful damage is possible and can lead to amputation.

  1. Hypothermia

In winter weather, a person’s body can lose heat faster than they can produce it, resulting in hypothermia, or abnormally low body temperature. It can happen gradually, causing tiredness, slurring of speech, and confusion, and may not be immediately recognized. With worsening conditions, the heartbeat can be dangerously slow.

  1. Colds and flu

Colds and flu are not just winter afflictions, but colder temperatures pose more of a risk and are more prevalent in winter. The symptoms for cold and flu can be the same, but flu symptoms are generally worse and can last up to a week, a few days longer than the average cold.  Symptoms often begin with a sore throat, head and body aches, runny nose and sneezing and a fever. Both illnesses may need to be treated with medicine.

  1. Heart Attacks

It’s true that there are more heart attacks during winter months.  Cold weather can increase blood pressure and put strain on the heart. In addition, the heart has to work harder to retain body heat when it’s cold.  Warning signs to look out for are irregular heartbeat, chest pain, shortness of breath, fatigue, dizziness, sweating, nausea, and vomiting.  Seeking immediate medical assistance when in jeopardy of a heart attack can be lifesaving.

  1. Injuries

Steering clear of slippery surfaces is the best way to avoid an injury, but snow and ice can add to the fun in some cold weather adventures.   Risk of injury can be decreased by wearing footwear that is designed for the cold.  The best winter shoes or boots are fitted with heavy duty textured soles for a better grip.  Along with maintaining your balance, stretching muscles to improve flexibility before leaving home is always a good idea.

Protection against the climate is the key to minimizing the risks of all of these hazards.  Staying warm and dry with hats, gloves, scarves, layered clothing and winter footwear can combat the cold.   Being exposed to fresh air, sunlight and the outdoor activity of choice can fill the spirit and warm the heart.

Outdoor Insurance Group: As one of the top providers of outdoor recreation insurance and outdoor adventure insurance nationwide, Outdoor Insurance Group insures hundreds of guides throughout the country.  If you’re a guide looking to buy, renew or update and insurance plan, call today for a free consultation (888) 683-7808.

Outdoor Insurance Group (OIG) customizes Fishing Guide insurance plans, catering to unique requirements of a fishing guide’s specialty

All year long, OIG’s professional fishing guide insurance clients offer their patrons the ultimate angling experience, no matter what kind of fishing they do.  For all of the outdoor recreation activities OIG insures, fishing is second in sports participation only to hiking and biking.

Proper fishing guide insurance coverage must take into account all risks as they relate to the popularity of a sport that includes so many.  Many outfits are sole proprietorships that are particularly vulnerable to risk of personal injury.  Risk considerations for all guides range from loss of business related to inclement weather conditions and damage to expensive equipment which grows in importance as the use of technological advancements in fishing tools increase the cost of doing business. In the case of boat trips, liability and physical damage to your boat, called Hull Coverage, is a necessity that is offered by top notch insurers like Outdoor Insurance Group.  Fishing guide insurance levels should always be specific to each category from boats to walk and wade trips, to float tubes, kayaks, paddle boards and more.

No matter what your focus is or where you operate, if you’re a fishing guide, planning your fishing guide insurance is just as important as making sure that you’re always prepared and ready for the catch.  For all professional outfits, it’s always a good time to sit down with an OIG insurance professional, take inventory of your insurance needs, and look at a comparison of coverage options and costs.  All consultations are free.

With a growing business serving fishing guides from Alaska to Florida, Outdoor Insurance Group assures all of its clients that fishing insurance coverage is low cost and easily obtainable with a quick and simple application process.  Certificates for Government and other licensing agencies are free and OIG will mail the certifications to the offices on your behalf if requested.  You can also rely on your fishing guide insurance representative to gather all approved forms for US Forest Service and US National Parks and all other licensing agencies.  Call OIG today (888) 683-7808.

Outdoor Adventure Insurance at Outdoor Insurance Group is Specialty Insurance for the Business

Outdoor Insurance (also referred to as Outdoor Recreation Insurance and Outdoor Adventure Insurance) can be applied to Every Outdoor Adventure.  It is a unique type of insurance that should only be purchased from an experienced and reputable specialist firm.  Outdoor activity businesses have an inherent need to guard against risk with proper insurance coverage offered by people who really know the business.

Whether you operate an outfit that offers hiking, mountain biking, camping, fishing, hunting, canoeing, horseback riding, kayaking, or rv driving, to name a few,  there is always the potential for threats to you and your outdoor recreation business.  To avoid financial problems, you must protect against a wide range of risk-related scenarios.

Outdoor Insurance Group’s insurance policies are designed with an individual outfit’s particular needs in mind to protect from every eventuality.  Each and every employee is an experienced sportsman who is aware of all hazards an outdoor recreation business can face.  Our agents will get the most out of any insurance policy with the most cost effective plan.  Guides looking to purchase, renew, or update an insurance plan are invited to call today for a free consultation (888) 683-7808.

OIG Outdoor Recreation Insurance and Outdoor Adventure Clients Offer 10 Tips on Preparing Your Outdoor Adventure Business for Fall and Winter

Now that Fall is here you want to refresh your outdoor recreation business after a busy summer.  Outdoor Insurance Group provides insurance plans for hundreds of recreation outfits nationwide. They are top in their field.  Working with them, we’ve assembled a list of tips for helping you get ready for the Fall/Winter months ahead.

  1. Check all equipment for necessary repairs and replacement needs
  2. Restock essential supplies
  3. Clear outside of all trash, recyclables and clutter
  4. Update signage to be sure it’s clearly visible from the street, clean and easy to read, and properly represents your offerings
  5. Do some landscaping to clear out weeds and dead plants, and replace them with mums and ornamental grasses
  6. Check to be sure your heating system is working and ready for cooler weather
  7. Update social media Posts and calendars to change with the season
  8. Look for community-oriented events where you can promote your Fall activities
  9. Organize files, paperwork and update client listings
  10. And finally, review your insurance policy with your OIG representative to be sure you’re covered for the new season! Check accuracy of additional insureds, certificate holders, property values, etc.

Outdoor Insurance Group insured adventure outfits include hunting, fishing, surfing, paddle boarding, horseback riding, hiking, kayaking and canoeing, camping and ATV tours and more.  All agents have personal experience  in these sporting areas to get you the most out of your insurance policy with the most cost effective plan.  Guides looking to purchase, renew, or update an insurance plan are invited to call today for a free consultation (888) 683-7808.

Outdoor Insurance Group’s Outdoor Recreation Insurance Clients Warn of Camping and Fire Risks

We are specialists in RV insurance and Campground insurance.  Wherever you choose to vacation, our Outdoor Recreation Insurance Clients who own and operate RV parks and campgrounds will tell you that fall camping is one of the most popular outdoor activities. As the seasons change, people will flock to see leaves turn and enjoy relaxing, or more active past-times including hiking, bicycling, hunting, fishing and boating.

By nature, colder weather camping brings an increase in campfires at parks and in the woods.  Sit around the campfire, sing, cook and just enjoy the warmth, but do it safely.

Outdoor Insurance Group clients agree that precautions can be taken to reduce the risks associated with open flame campfires.  Here are five tips to keep yourselves and your surroundings protected:

  1. Use fire pits provided by your campground whenever they are provided. They are built with safety in mind.
  2. When you prepare your own, create a large perimeter around the pit, clearing the area of all foliage, grasses and debris.
  3. Build up a circular boarder of rocks to help contain open flames.
  4. Avoid using lighter fluid by using natural kindling and be aware of properly disposing of smoldering matches.
  5. Be sure you can access a shovel quickly in case you need to quickly smother the flames.

Most importantly, do not leave your campfire unattended, even for a minute.  If you must leave the area, find a neighboring camper to keep watch or simply extinguish the fire. You can always build up another.  The risks of leaving the fire unsupervised are too great.

The professionals at Outdoor Insurance Group enjoy camping all year long and are happy to work alongside of the hundreds of RV parks and campgrounds that we insure to keep all travelers safe and focused on making memories.

As one of the top providers of RV insurance and Campground insurance, Outdoor Insurance Group serves all types of parks looking to buy, renew or update their insurance plans.  We are experienced campers who understand all individual state requirements and risks involved in operating a safe and profitable park.  All owner/operators who are looking for RV Park insurance and Campground insurance are invited to call OIG today for a free consultation (888) 683-7808.

Hunting Guide Insurance Clients at Outdoor Insurance Group Make Children’s Safety a Real Priority

Outdoor Insurance Group has hundreds of Hunting Guide Insurance Clients.  All hunters, no matter how experienced, can benefit by hunting with a guide to make the most of the experience.  Importantly, when families enjoy this outdoor sporting adventure together, a top priority is safety. Educated hunting professionals will always begin the day by teaching gun safety to parents and their children.

To avoid accidents, always prevent easy access to firearms and keep them only in the hands of experienced professionals.  Being as safe as possible will reduce your child’s risk of harm and accidental injury.  Safety habits that begin at a young age will be carried out through adulthood.  It’s never too early to learn important safety tips.

Some important lessons that hunting guides can pass down to children include:

  • Wearing hunter orange and appropriate clothing to protect from seasonal weather elements.
  • Checking that firearms are clean, free of obstructions and in good working order.
  • Keeping guns unloaded when transporting them to and from the hunting area.
  • Being aware of everyone’s position and watching where all guns are pointed at all times.
  • Steering clear of the trigger until it’s time to shoot.
  • Unloading all guns before dressing the catch.

Keeping children safe is a priority for all of us.  If you want more information, there are many online resources that teach child gun safety.  A thorough internet search will yield a host of educational sites with gun safety lessons that can be beneficial for all children, whether or not hunting is involved.

As one of the top providers of hunting insurance, Outdoor Insurance Group can help all guides looking to buy, renew or update a hunting insurance plan.  We are experienced hunters who understand all risks involved in hunting and address each client’s needs individually with cost-conscious insurance plans.  All guides are invited to call today for a free consultation (888) 683-7808.

Get Your Hunt Club Insurance and Prep Your Dogs for Hunting

With your duck hunting club insurance and hunt club insurance settled, it’s time to train up your dog and get ready for the hunt.

This fall, get Outdoor Insurance Group duck hunting club insurance and hunt club insurance for your protection.  And after you get your all your duck and hunt insurance policies in a row, prep your four-legged hunting companion for a busy season.  You can protect your dogs and have them perform optimally if you take a few simple steps to get them ready.

A pre-season check up by your vet can ensure your pup is in general good health and up to date on shots.  The vet can recommend options for properly protecting your dog from tick and flea infestation.

Practice to be sure that your dog will follow basic commands, whether you are in the woods or water. A few practice runs will refresh their marking skills.  You can start with dummy birds and move to live birds wherever possible.

Some dogs may need to be reconditioned to gunfire and could benefit from practicing with single and multiple shots. For optimal retrieval, your dog should be comfortable and calm with the sounds.

Ensure your safety and make sure people can see your dog with bright color accessories and always keep a medical kit on hand in case of an emergency.

Once you’re protected with duck hunting club insurance and hunt club insurance you can move on to your personal priorities.  Prepare your dog while you prepare yourself, and you’ll be ready for a great hunting season.

Remember that it is important to choose experts like OIG when selecting an agent for optimal protection.  As seasoned specialists in outdoor recreation insurance and outdoor adventure insurance, we know all of the risks.  With us, no two clients are insured with the exact same plan.  Depending on your individual needs, you can be sure that you will get a specific and cost-effective insurance plan that is designed exclusively for you.  Whether you need to purchase a policy, add to your existing plan, or simply review your requirements to be sure that you are fully ensured, visit www.oigcorp.com for personal service that makes a difference in properly managing your future.  Join the many satisfied clients for outdoor recreation insurance and outdoor adventure insurance at OIG.

Outdoor Recreation Insurance Clients and Outdoor Adventure Insurance Clients: The First Step is to Call OIG After A Disaster

If you have outdoor recreation insurance policy with OIG, and you are impacted by any of the current natural disasters, call us today. We are here to help.  You have so much to worry about in terms of rebuilding and simply keeping your business in play, that now is the time to rely on your insurance company to alleviate some of your concerns.  As your insurance provider, we’ll take the necessary steps to carry out your policy in partnership with you every step of the way.  If you are an outdoor recreation insurance or outdoor adventure client, you will see that you are not alone when you need us most.

The Insurance Information Institute outlines what you need to know in settling a claim.  Visit http://www.iii.org/article/settling-insurance-claims-after-a-disaster to get a better understanding of the procedure and what you can expect.

This invaluable resource begins with “What you need to know about”:

  • how to file a claim
  • how the claim process works
  • what’s covered and what’s not

And what are the first steps you should take.  As we said, number one is to contact your agent immediately. Call right away to find out:

  • whether the damage is covered under the terms of your policy
  • how long you have to file a claim
  • whether your claim exceeds your deductible (the amount of loss you agree to pay before insurance kicks in)
  • how long it will take to process the claim
  • whether you’ll need estimates for repairs

Our thanks to The Insurance Information Institute for offering this informative guide.  We can take it from there. Settling an insurance claim after a disaster can be stressful but we’re here to make the process easier.  That’s why it is important to choose the experts like OIG when selecting an agent to protect your business.  As specialists in outdoor recreation insurance and outdoor adventure insurance, we know your business.  With us, no two companies are insured with the exact same plan.  Depending on your individual needs, you can be sure that you will get a specific and cost-effective insurance plan that is designed exclusively for your business.  Whether you need to purchase a policy, add to your existing plan, or simply review your requirements to be sure that you are fully ensured, visit www.oigcorp.com for personal service that makes a difference in properly managing your risk.  Join the many satisfied clients for outdoor recreation insurance and outdoor adventure insurance at OIG.

OIG Protects Outdoor Recreation Insurance Clients from Hurricane Risks

Outdoor Insurance Group offers complete outdoor recreation insurance coverage packages that guard against all catastrophic occurrences including natural disasters.  Hurricane season is upon us and we saw Harvey hit the Houston area leaving behind billions of dollars in damages.  Irma now threatens the Southeast with the potential to significantly impact the safety of businesses and individuals alike.  Due to their very nature, outdoor recreation outfits are particularly vulnerable.

It’s never too late to check with your insurance provider to be sure that you have the appropriate amount of outdoor recreation insurance coverage if you’re subjected to frequent storm threats.  After the fact, if you experience loss, your first step is to contact your insurance representative to begin to rebuild your business as quickly as possible.  In addition, there are other resources at hand.  After contacting your insurance agent, you can find many valuable resources at the Small Business Administration for example.

If you need help after experiencing a hurricane, visit the SBA for a helpful listing of five steps to hurricane recovery for victims at https://www.sba.gov/blogs/top-five-steps-your-hurricane-harvey-recovery?utm_medium=email&utm_source=govdelivery.

As outdoor recreation insurance specialists, we must apply our own intimate knowledge and skill in all activities and risks so we can create tailored insurance plans for each and every customer’s unique needs.  OIG insures hunting and fishing guides, surfing and paddleboard outfits, RV camps, and more. Knowing all about the sport you’re in and the business you operate, we can develop the perfect outdoor recreation insurance solution for your business.  Whether you run your own outdoor adventure outfit or have an idea for a new one, call an OIG expert today for a free consultation (888) 683-7808.

At OIG Get The Best Hunting Guide Insurance

As one of the leading outdoor insurance specialists, Outdoor Insurance Group offers hunting guides the best hunting insurance and knows the ins and outs of protecting hunting businesses.  If you’re a guide, you make your living in the outdoors often relying rely on specialized motor vehicles or boats, or perhaps even horses. Because of your unique operations, you need a specialized policy. As lifelong hunters ourselves, we understand your risks and can tailor a policy that will work for you at a reasonable price.

Hunting guides need general liability insurance. Quality guide insurance or outfitter insurance will keep you in good standing with the Forest Service, National Park, BLM and your private landowners.  We offer only premier service for fast issuance of certificates with top notch customer service.

As a top provider, OIG is able to access to multiple national insurance companies for competitive offerings. This allows them to design the right coverage at the right price specifically for your operation.  We can provide general liability protection that includes the use of ATVs, boats, horses and tree stands. We can also insure your property against loss.

Contact us for all of your hunting insurance needs.  We will treat you the way you treat your clients, with enthusiasm, respect and the desire to see them succeed.  Call us at (888) 683-7808.