Client in the Spotlight
Beaus Outdoors is a close group of elite hunters who are master outdoorsmen and superior callers in the waterfowl game. “Our agent is very professional in his work and driven to give you the best service he can. Being an avid outdoorsman himself his knowledge of policies go hand and hand with his knowledge of hunting and fishing at the commercial/ outfitting level.” Owner, Beau Davis
Did you know?
Large corporations have a risk management unit to ensure that the business is protected against liabilities to avoid unforeseen financial obligations. A luxury that small businesses can’t afford. Your OIG representative is trained in risk analysis pertaining specifically to your type of business. (specific knowledge, re, state requirements, tax implications?) They will plan your risk-management strategy by custom tailoring your plan to meet your business’s unique protection needs.
Our team in action!
Meet Michelle Jaramillo
Agency & Operations Manager
Tell us about yourself.
I am originally from Nebraska, but moved out to Colorado in 2001. I graduated from Bellevue University in NE with a BA in Business Management. This year I am celebrating my 10 year wedding anniversary. I have 3 boys ranging in ages from 7-18.
What’s your first memory of the outdoors?
I spent most of my time outside as a kid playing. We only went camping once and that was a disaster. I got sick and my mom had to bring me home. I didn’t really get into outdoorsy stuff until I met my husband 13 years ago. Even though I would have liked to do more of that as a child, I’m making up for it now!
What outdoor activities do you participate in today? What’s your favorite?
Camping, Hunting, Hiking, Recreational shooting of guns & archery. I would say camping first, but shooting & archery are a really close second.
Any other interesting hobbies not necessarily related to outdoors?
I enjoy scrapbooking, reading, quilting, bingo, and spending time with my family & friends.
How long have you been at OIG?
I have been Agency & Operations Manager since the company started. I handle the M-Z book, run all reports, am the tech go to, help Glenn with random projects, attend trade shows, train the staff, honestly I do it all .
What do you like about your job?
I like that I am involved with everything and still constantly learning. I still get scenarios and questions I have never been asked about and will do whatever it takes to find the answers. I value all of the relationships that I have built over the years with my clients and co-workers..
What makes you good at your job? I really care about what I do and the clients that I deal with. I give 100% of myself and pride myself in being a hard worker.
What advice would you give to clients about the importance of insurance?
No one thinks they need insurance until something happens & it definitely isn’t something to skimp on.
Why should outdoor activities businesses come to OIG?
Because we really value our clients and provide the best customer service.
I was quoted in this article and thought I would share this valuable info:
Glenn Sudol, President of OIG, with wife Sally at Boca Grande in Florida
Our mission is to ensure that all of our valued clients have the proper coverage to conduct a successful business — without the burden of operational risk. Spring is a time of renewal for all of us both personally and professionally. As your recreation business prepares for the busy seasons ahead, take the opportunity to work with OIG to assess changes and improvements you are planning, employee staffing issues, property management, and more. We may see risk areas that you never even thought of. Gear up for the profit that lies ahead, without worry, knowing that we have your back. Call us today.
Found this article to be interesting, if you own a hunting preserve and raise gamebirds(ducks). Communicable diseases not covered by liability policies so really would be a bad thing for anyone who was sued for spread of this disease. Outdoor insurance is your specialty insurance consultant. #1, Penn State University’s Dr. Eva Pendleton-Wallner explains this outbreak of Avian Influenza, and why all gamebird (duck hunting farm raised birds) businesses must take this disease seriously! Click http://bit.ly/1IbMTDB to view the article.
Employee Dishonesty: Commercial Crime Coverages
We have recently found Campground employees have been caught keeping rents. How do I protect my business from employee dishonesty? What about theft of money by others? If you ghave guests or employees you have an exposure to theft: Below are basic explanations of available Commercial Crime insurance coverages. Continue reading
Time to get your liability insurance in order for the up coming SUP rental season. At Outdoor Insurance we have negotiated some great pricing for new outfitters. We are your Specialty Insurance Consultants for SUP guiding, outfitting. Look forward to working with you.
When it comes to insuring your hunting lodge you want to make sure you understand the difference between actual cash value vs. replacement cost. This could be an important factor should you have a claim. Continue reading